The Firm has extensive experience in dealing with corporate, regulatory and liability issues facing insurers, hospitals and HMOs in Puerto Rico. The Firm represents many of the major insurance companies in Puerto Rico, including major participants in the Puerto Rico Health Reform. PMA also represents a number of clients engaged in the hospital and health care management business. Our attorneys have represented these clients in licensing and other matters before the Insurance Commissioner and the Health Department and in a wide array of litigation including malpractice and employment actions as well as commercial and contractual disputes. The Firm also provides advice to its financial institutions clients with respect to permitted insurance activities.